"Personal Finance Does Matter" was written as a guide to help educate individuals on financial matters. You will learn about topics like the history of wealth and how it has impacted the African American community. In this book I touch on controversial topics like housing segregation and job discrimination. These are important topics to understand while achieving financial stability. The main purpose of this book is to educate you on how to effectively create a budget, save for retirement and purchases, buy a home, pay off debt, and be a better manager of your finances. Knowing how to effectively do these things will put you in a better financial situation for both the present and the future.